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Owner-occupied home loans come in various formats, including fixed-rate, variable-rate, and split-rate loans. Each loan type has unique advantages, from the predictability of fixed-rate loans to the potential savings with variable-rate loans. Split-rate options provide a balance of both, offering borrowers a stable rate on a portion of the loan while potentially benefiting from interest rate reductions on the variable part. Wiseman Brokers helps clients explore the different types of owner occupied home loans to identify the most suitable option. We evaluate your financial preferences and goals, explaining the benefits of each loan type to ensure you choose a loan structure that supports your long-term objectives.

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